$1,000 Pre-Approval Guarantee
At Circle Home Loans, we know that when we tell a client they’re pre-approved, it means something.
So we’re backing it up — with real dollars.
💵 Introducing Our $1,000 Pre-Approval Guarantee
If we tell your client they’re qualified — and they start house hunting based on our pre-approval — but then the deal falls apart at contract because of something we missed or mishandled, we’ll write a $1,000 check to the buyer and
compensate the agent for their time.
Because your time — and your client’s trust — is too valuable to gamble on shaky approvals.
Here’s How It Works:
✅ We issue a full pre-approval (with income, credit, and assets reviewed)
✅ Your buyer begins shopping with confidence
✅ You go under contract, and something from our side causes the loan to fall apart...
💸 We pay $1,000 directly to your client
💼 And we’ll pay you the agent for your wasted time and energy in Circle Partner Points.
This isn’t a gimmick — it’s accountability. Refer to Circle Partner Points for more info on the point system.
We’re tired of hearing stories about buyers being told they’re approved, only to be left hanging at the 11th hour. At Circle Home Loans, we believe you deserve more.
Want to talk through how it works, or start registering your buyers under the guarantee?
Let’s set something up. I’d love to be your go-to lender who backs their word with real action.
Introducing our $1,000 Pre-Approval Guarantee
At Circle Home Loans, when we tell a client they’re pre-approved — it means something.
We’re so confident in our process, we’re backing it up with real dollars.
💵Introducing Our $1,000 Pre-Approval Guarantee
If we issue a full pre-approval and your buyer starts shopping based on it — but the deal falls apart at contract because of something we missed or mishandled —we’ll:
Pay $1,000 directly to the buyer, and Compensate you, the agent, with Circle Partner Points for your lost time and effort.
Because your time — and your client’s trust — are too valuable to risk on shaky approvals.
Here's How It Works:
✅ We issue a full Circle pre-approval (verified income, assets, credit, and employment)
✅ Your buyer shops with confidence
✅ If we make a qualifying mistake and the deal collapses during underwriting or contract...
💸 We send your buyer $1,000
💼 And we reward you in Circle Partner Points
This isn’t a gimmick — it’s accountability.
Real dollars. Real respect. Real protection.
📝Terms & Conditions
Applies only to buyers who receive a full Circle Home Loans pre-approval, including verified income, assets, employment, and credit.
Buyer must enter a ratified contract within 60 days of approval.
Guarantee applies only if the loan fails at contract or during underwriting due to a qualifying Circle Home Loans error.
Exclusions:
Buyer misrepresents or omits key information
Buyer’s financial profile materially changes after pre-approval (credit, income, employment, assets)
Property issues outside lender control (appraisal, title, seller-side problems)
Limit: One payout per transaction.
Payment issued within 30 days of formal denial confirmation.
Program subject to change or termination without notice.
Refer to the Circle Partner Points™ program for more information on point earning and redemption.
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Circle Home Loans LLC. is a DBA of Priority One Lending LLC. a Equal Housing Lender
Corporate Headquarters: 38701 W. Seven Mile Rd. Suite 290 Livonia, MI 48152
Corporate Phone: (629) 276-5007
Email: [email protected]
All loans are subject to underwriting or investor approval. Some restrictions may apply. This is not an offer of credit or a commitment to lend. Guidelines and products subject to change. Rates and terms may vary depending upon risk analysis, collateral, and other factors. Call for details and qualifying information.
"you're approved" language is for illustrative purposes only. Dependent on Priority 1's criteria and other factors bearing on your credit worthiness (including acceptable property collateral, income and employment history). Not all applicants will qualify.
Free Refi for life: Terms and Conditions
This offer applies exclusively to first lien mortgage loans originated by Circle Home Loans and does not include subordinate, simultaneous, or HELOC closings. It excludes Brokered loans and Reverse mortgages.
The offer covers Circle Home Loans' retained fees such as origination, underwriting, processing, and administrative fees. It does not apply to discount points or third-party settlement service fees, including but not limited to Title, Settlement, Appraisal, Credit Report, Commissions, or similar fees.
Eligibility requires that the customer must have closed a previous first-lien refinance transaction on or after September 1, 2024, with Circle Home Loans and at least six (6) months prior to any subsequent application. Please note that refinancing your existing loan may increase your total finance charges over the life of the loan.
All applications are subject to underwriting and credit approval. Additional conditions or restrictions may apply. Please contact us for complete details. This offer is available only through the Direct-to-Consumer Division of Circle Home Loans, a division of Priority 1 Lending, LLC, located at 38701 W. Seven Mile Rd, Suite 290, Livonia, MI 48152, NMLS # 1375378.
This offer is not available for consumers in Washington State.
Refinance: By refinancing your existing loan, your total finance charge may be higher over the life of the loan.
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EQUAL HOUSING OPPORTUNITY NMLS ID #1375378 Copyright ©️ 2025 Circle Home Loans, LLC. All rights reserved. nmlsconsumeraccess.org
EQUAL HOUSING OPPORTUNITY
NMLS ID #1375378
Copyright ©️ 2025 Circle Home Loans, LLC. All rights reserved.