Choose the version that fits your personality and how you talk to clients best.
"Hey, I’m not just here to show you houses — I’m here to protect you.
My job is to make sure nothing falls through the cracks that could cost you your dream home.
You’re pre-approved, right?"
Client:
"Yeah, I’m pre-approved through Johnson City Bank."
"That’s great — definitely stick with them if it’s working.
But I still need my lending team to double-check your pre-approval. It’s just a soft credit check — no impact to your score.
If Johnson City Bank misses even one thing that could blow up your deal, I can’t just sit back and watch that happen.
Would you rather fill it out online or have my team give you a quick call?"
(Behind the scenes: We pull soft credit, review, and flag risks. You stay in control, informed, and protected.)
"Hey [Client Name], my job’s not just to find you a house — it’s to make sure you win it.
I know you’re already pre-approved through [Lender Name], and that’s awesome — but I still want my lending team to double-check everything.
It’s just a soft credit pull — no impact on your score — and it helps us make sure nothing’s been missed that could trip us up later.
If something’s off and we find out too late, that’s on me. And I won’t let that happen.
Do you want to knock it out online real quick, or would it be easier if someone from my team gave you a call?"
(Best if you’re fast-talking, no-nonsense — very "protect first, no games" vibe.)
"Here’s the deal — I don’t just show homes. I protect my clients.
Even if you’re already pre-approved, lending issues are where most deals fall apart.
That’s why my team still needs to run a soft credit check to double-check everything.
No score impact. No pressure. Just making sure we catch any hidden risks before they cost you the house.
Let’s go ahead and knock that out — would you prefer online, or a quick call from my team?"
(More formal, perfect if your clientele expects polished, upscale communication.)
"My role isn’t just finding the right home — it’s protecting you every step of the way.
While you’re already pre-approved, which is fantastic,
I’d still like my lending team to complete a soft credit review — no impact to your score.
This isn’t about switching lenders.
It’s about ensuring nothing was missed that could cause problems once you’re under contract.
You’ll still have complete freedom of choice — this is simply about safeguarding your purchase.
Would you prefer to start online or have a member of my team reach out directly?"
Mortgage Education
Circle Home Loans is a division of Priority 1 Lending LLC.
This is not a commitment to lend. All loans are subject to credit approval, underwriting review, and property appraisal. Terms, conditions, and programs are subject to change without notice.
Any mortgage-related services offered through this site are provided by licensed mortgage professionals. This site is intended for informational purposes only and does not constitute legal, financial, or tax advice. Consult appropriate licensed professionals for specific guidance.
Circle Home Loans does not offer, promise, or provide anything of value in exchange for the referral of settlement service business.
All marketing collaborations, including Circle Points™ activities, are conducted in full compliance with the Real Estate Settlement Procedures Act (RESPA), 12 U.S.C. § 2601 et seq.
Marketing services offered through Circle Points™ are provided only after verified agent participation in closed transactions, not for referrals, and are based on documented services performed. All optional co-branded marketing initiatives require proportional fair market value contributions as required by law.
Agents and brokerages do not receive compensation for the act of referring clients to Circle Home Loans unless explicitly disclosed and permitted under applicable legal exceptions.
Statements regarding the reinvestment of $5,000,000 into local markets reflect combined activities of Priority 1 Lending LLC and its affiliated divisions, including both purchase and refinance business channels.
Results vary and are not guaranteed. All references to marketing reinvestment, profits, or performance are illustrative only and do not constitute a guarantee of future results or financial return. Circle Home Loans is a direct lender committed to reinvesting earned revenue into marketing systems that generate, support, and close transactions.
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For Informational Purposes Only
The output of this tool is an estimate based on the information you provide. It does not constitute financial, tax, legal, or business advice. Actual results may vary significantly based on market conditions, agent performance, marketing execution, and other external factors.
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