Disclosures & Legal Notice

Circle Home Loans is a division of Priority 1 Lending LLC.

This is not a commitment to lend. All loans are subject to credit approval, underwriting review, and property appraisal. Terms, conditions, and programs are subject to change without notice.

Any mortgage-related services offered through this site are provided by licensed mortgage professionals. This site is intended for informational purposes only and does not constitute legal, financial, or tax advice. Consult appropriate licensed professionals for specific guidance.

RESPA Compliance Statement

Circle Home Loans does not offer, promise, or provide anything of value in exchange for the referral of settlement service business.

All marketing collaborations, including Circle Points™ activities, are conducted in full compliance with the Real Estate Settlement Procedures Act (RESPA), 12 U.S.C. § 2601 et seq.

Marketing services offered through Circle Points™ are provided only after verified agent participation in closed transactions, not for referrals, and are based on documented services performed. All optional co-branded marketing initiatives require proportional fair market value contributions as required by law.

Agents and brokerages do not receive compensation for the act of referring clients to Circle Home Loans unless explicitly disclosed and permitted under applicable legal exceptions.

Program Disclosure

Statements regarding the reinvestment of $5,000,000 into local markets reflect combined activities of Priority 1 Lending LLC and its affiliated divisions, including both purchase and refinance business channels.

Results vary and are not guaranteed. All references to marketing reinvestment, profits, or performance are illustrative only and do not constitute a guarantee of future results or financial return. Circle Home Loans is a direct lender committed to reinvesting earned revenue into marketing systems that generate, support, and close transactions.

📄 Terms & Conditions for Leverage Calculation

By using this calculator, you acknowledge and agree to the following:

For Informational Purposes Only

The output of this tool is an estimate based on the information you provide. It does not constitute financial, tax, legal, or business advice. Actual results may vary significantly based on market conditions, agent performance, marketing execution, and other external factors.

No Guarantees

Circle Home Loans makes no representations or warranties regarding the accuracy, profitability, or effectiveness of the projections shown. Use of this calculator is at your own risk.

Data Collection & Use

Your name and email may be used to send you a copy of your results, relevant follow-up resources, and marketing updates. Your data will not be sold or shared outside of Circle Home Loans or its affiliates.

Intellectual Property

This calculator and all associated materials are the intellectual property of Circle Home Loans. Unauthorized copying, distribution, or reuse is prohibited.

Consent to Contact

By submitting your information, you consent to receive communication from Circle Home Loans. You may opt out at any time.

Privacy Policy

By submitting your information through this website, you consent to receive communications from Circle Home Loans via phone, email, and/or SMS text message. Message and data rates may apply. You may opt out at any time by following the provided instructions.

View our full privacy policy here:

https://circlehomeloans.com/privacypolicy